PERSONAL FINANCE · 150 LIVE POLLS
What India thinks about money
How much do Indians save, invest, borrow and spend? These polls ask the money questions people rarely discuss openly.
ALL PERSONAL FINANCE POLLS
- UPI vs cash vs cards — what do you use most?
- Which streaming platform is worth the money in 2026?
- Paytm vs PhonePe vs Google Pay — your default UPI app?
- Would you take ₹1 crore now or ₹1 lakh/month forever?
- Real talk: how much of your salary do you save?
- Rent vs buy a house in a metro — 2026 edition
- Weddings spending ₹50 lakh+ — celebration or madness?
- Gold vs stocks vs real estate — Indian family investment?
- Emergency fund check: how many months can you survive jobless?
- Crypto in 2026 — investment or gamble?
- Swiggy IPO vs Zomato stock — which would you hold for 5 years?
- Should there be a wealth tax on billionaires?
- Which fintech do you trust with your savings?
- Hot take: cash gifts > wrapped gifts. Agree?
- Should the retirement age be raised?
- Meesho vs Amazon for budget shopping?
- Budget AI phones in 2026 nearly match flagships on AI features. Do you still think spending ₹80,000+ on a flagship is worth it?
- Is your household saving more or less money compared to 3 years ago?
- Where would you park your savings in 2026?
- Prashant Kishor's Jan Suraaj Party (JSP) won the Bankipur by-election, defeating BJP in its own stronghold in Bihar. What does this signal?
- Crypto in India: dead, dormant or due for a comeback?
- ITR filing deadline is July 31, 2026. How are you handling your taxes this year?
- When you buy a stock, do you set a stop loss?
- Home loan rates are starting at 7.1% in July 2026 — floating or fixed: which did you go with (or would you pick)?
- Do you know your current CIBIL credit score?
- Sensex crashed 1,700 points after Trump's 'ceasefire is over' remark triggered a crude oil price spike. How should Indian retail investors react to such geopolitical shocks?
- Hyderabad real-estate prices: where are they headed?
- If you had to go full gig economy tomorrow — no fixed salary, just app-based work — how would you feel about it?
- Corporate offsites abroad (like the Lava Mobiles Vietnam trip) are becoming standard perks in Indian companies. Should firms be legally required to carry group travel insurance for employees on such trips?
- Compared to 3 years ago, your actual monthly savings (in ₹) have:
- Has India become too dependent on UPI?
- It's almost July 31 (ITR filing deadline). Where are you with your Income Tax Return for FY 2024-25?
- What's the biggest portfolio drawdown you could sit through without panic selling?
- How much of your total capital goes into a single stock/trade?
- How much time do you actually spend on your phone daily (be honest)?
- Under India's new Labour Codes (effective Nov 2025), your basic salary must be at least 50% of your total CTC. Where does your current salary structure stand?
- Do you maintain a trading journal or track your P&L history?
- Mumbai is spending ₹14,977 cr on the Coastal Road (10 km, serves ~2 lakh car commuters/day) while 80 lakh use the local train daily. Is the city's infrastructure investment getting its priorities right?
- Have you ever bought a stock purely because of a news headline or WhatsApp tip?
- What percentage of your monthly income goes to EMIs (home + car + personal loan — all combined)?
- SIP inflows just crossed ₹31,000 cr/month & 9.6 crore accounts are active. What's your actual SIP strategy right now?
- Before entering a trade, do you calculate the risk-reward ratio?
- How do you actually invest your money?
- What do you actually base your stock picks on?
- Tomorrow(27-07-2026) Nifty Opening?
- Which Sector Stocks Could Be the Biggest Outperformers This August(2026)?
- Which tax regime are you choosing for your ITR this year?
- Do you give money to beggars or street performers?
- Do you share household expenses with your siblings?
- What is your favourite way to splurge?
- Do you keep your salary account and spending account separate?
- Should tipping be standard in Indian restaurants?
- How much do you usually tip delivery partners?
- Should there be a minimum salary for software freshers?
- How often do you spend time in nature?
- Would you invest in startups through angel platforms?
- How many bank accounts do you have?
- Have you used a money-tracking or budgeting app?
- Do you think the stock market is gambling?
- How much do you spend on your phone bill and internet each month?
- Do you prefer a fixed salary or a performance bonus?
- Would you move to a smaller city to save more money?
- Do you use a digital gold or silver app?
- Do you keep track of how much you spend on shopping?
- Should parents leave equal inheritance to sons and daughters?
- Have you ever bounced a cheque or missed an EMI?
- Is it okay to ask guests for cash instead of gifts?
- Do you share bank OTPs with family members?
- How long could you survive without income?
- Is gifting cash at weddings better than gifting things?
- Would you rather earn more or have more free time?
- Would you rather have more money or more time?
- Do you prefer paying with a QR code or tapping a card?
- Should startups get tax breaks for the first five years?
- At what age should children get pocket money?
- Do you get anxious checking your bank balance?
- Should there be a retirement age for private jobs?
- Do you think the 30% income tax slab starts at too low an income?
- Should failed founders get easier loans for their next startup?
- Would you pay more tax for better roads and transport?
- What is your preferred way to save for a big purchase?
- Is mental health covered properly by health insurance?
- Do you have a separate account just for savings?
- Should India invest more in nuclear energy?
- Do you think India will win an Olympic gold in football someday?
- How often do you use cash back and coupon apps?
- What does financial freedom mean to you?
- Should venture capital firms invest more in small towns?
- Would you pay more for a product made in India?
- Have you ever ended a friendship over money?
- Do you compare prices across apps before buying online?
- How much do you spend on groceries every month?
- How much of your salary goes to EMIs?
- Is it okay to ask a friend how much they earn?
- Would you travel abroad over a domestic holiday for the same budget?
- Parle-G or Marie Gold?
- What is the main reason you don't invest more?
- Do you prefer cash on delivery or prepaid for startup apps?
- Do you think cash will disappear in India in 10 years?
- Do you prefer paying by UPI in physical shops?
- How do you carry money while travelling?
- Should married couples have a joint bank account?
- Should every shop accept UPI?
- Should startups be listed on Indian stock exchanges or abroad?
- Do you feel pressure to spend money to keep up with friends?
- Should delivery partners on startup apps get insurance?
- Would you invest in an IPO the day it lists?
- Is real estate still the best investment in India?
- Have your monthly expenses gone up this year?
- Would you pay a green tax on flights?
- Which expense has risen the most for you?
- Would you work at a startup for ESOPs instead of salary?
- How far would you commute for a 20% higher salary?
- Do you buy things during flash sales you didn't plan to buy?
- Do you buy in bulk to save money?
- Should you start investing before paying off your education loan?
- Do you use online banking apps more than visiting branches?
- Do you know how much is in your EPF account?
- How often do you review your investments?
- How much would you spend on a pair of sneakers?
- How much cash do you carry in your wallet on a typical day?
- Do you use credit card reward points?
- Would you take a loan to fund a wedding?
- Do you spend festivals with your family?
- How much should an Indian wedding ideally cost?
- Are fintech apps safe to trust with your money?
- Fixed deposit or mutual fund — which do your parents prefer?
- Do you have a will?
- Would you send your parents to a retirement home?
- Would you take a lower salary for a better job title?
- Have you ever been a victim of an online payment fraud?
- How much do you spend on subscriptions every month?
- Is a home loan worth it or should you keep renting?
- Do you think you will be richer than your parents?
- Is no-cost EMI really free?
- How often do you discuss money openly with friends?
- Do you use credit card offers during sales?
- What is your main source of financial advice?
- Do you trust finfluencers on Instagram and YouTube?
- Would you rather rent or own a car?
- Do you think parents spend enough time with kids today?
- At what age do you hope to retire?
- Do you take travel insurance?
- Is a home loan for 20 years a good idea?
- Is it okay to negotiate salary for a first job?
- Do you have a retirement plan?
- Do you buy electronics on no-cost EMI?
- What would you do with an unexpected ₹1 lakh?
- How many hours a week do you spend with friends?
- Should industries pay a pollution tax?
FREQUENTLY ASKED
What do PulsePoll finance polls cover?
Saving and investing habits, UPI and digital payments, loans and EMIs, credit scores, tax filing and financial stress among Indians.
Is this financial advice?
No. These polls measure opinions and habits. They are not investment advice.
How reliable are the results?
PulsePoll results come from a self-selected online sample, so they are indicative rather than representative of all Indians. See the methodology page for how votes are counted and validated.
How votes are counted: methodology.