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Home loan rates are starting at 7.1% in July 2026 — floating or fixed: which did you go with (or would you pick)?

54 votesposted about 2 hours ago

#1Floating — lower rate now, I'll take the risk—??%

#2Fixed — I want predictable EMIs, period—??%

#3Haven't decided yet, watching the RBI's next move—??%

#4Not taking a home loan anytime soon—??%

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